Cursor AI subscription prices: How to pay for Cursor AI?

Cursor AI pricing plans

Looking to get started with Cursor AI but wondering about subscription prices and payment options? Cursor AI offers three pricing tiers to suit different needs:

• Hobby plan, which is free but has limited features
• Pro plan at $20/month with unlimited code suggestions and 500 fast requests
• Business plan at $40/user/month with additional team features.

If you’re willing to commit to a year, you can choose to pay annually and get a nice discount, about 20% less per month!

Cursor AI only accepts credit cards through Stripe, not the PayPal or Apple Pay options many Europeans prefer. The solution? A Visa gift card that you can easily purchase through services like Rewarble, allowing you to create a prepaid Visa card which you can use to pay for Cursor AI.

Create you own prepaid Visa card for Cursor AI

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What is Cursor AI?

Cursor AI is a smart code editor based on Visual Studio Code that helps developers write, improve and understand code faster. You can use it to quickly find bugs, rewrite code automatically or ask questions about parts of your code. The best thing is: you can type or just ask your question in plain language and Cursor AI gives you an immediate answer.

Cursor AI features

So what exactly can Cursor AI do for you? Well, it's packed with features that honestly feel like having a senior developer sitting next to you.

🎤 Voice function

Speak your coding questions aloud and get instant answer. Just like using Siri or voice notes, Cursor AI converts your speech to text and responds immediately, keeping you in your flow. Perfect for quick problem-solving, though you'll still want to type for precision work.

✨AI code completion

Cursor AI predicts and suggests entire lines or blocks of code as you type, learning from your coding patterns and the context of your project. This intelligent autocomplete goes far beyond traditional code completion, understanding not just syntax but the intent behind your code.

💬Code generation in natural language

Simply describe what you want to build in plain English, and Cursor AI will generate the corresponding code. Whether you need a sorting algorithm, a React component, or a database query, just explain it in everyday language and watch the AI create functional code instantly.

🐛Bug detection

The AI actively scans your code for potential bugs, logic errors, and performance issues. It doesn't just highlight syntax errors, it understands code logic and can spot problems like infinite loops, memory leaks, or security vulnerabilities before they cause issues.

🔧Code refactoring assistant

Need to clean up messy code? Cursor AI can automatically refactor your code to follow best practices, improve readability, and optimize performance. It can restructure functions, rename variables for clarity, and eliminate redundant code with a single command.

🌐Multi-language

It doesn't matter if you're working in Python, JavaScript, TypeScript, Java, C++, or dozens of other programming languages, Cursor AI understands them all. It can even help you translate code from one language to another or work seamlessly across polyglot projects.

📚 Context-aware documentation

Cursor AI can instantly explain any piece of code, generate comprehensive documentation, and add helpful comments. It understands the broader context of your project, providing explanations that are relevant to your specific use case rather than generic definitions.

💻 Built on VS code

Since Cursor is built on Visual Studio Code, you get all the familiar features and extensions you already love, enhanced with AI capabilities. Your existing workflows, themes, and keyboard shortcuts work seamlessly, making the transition effortless.

How to use Cusror AI?

Getting started with Cursor AI is refreshingly simple. First, download the application from cursor.com and install it just like you would VS Code. Once you open Cursor, you'll find a familiar interface if you've used VS Code before.

Key commands:

• Cmd+K (Mac) or Ctrl+K (Windows) - Opens command bar for typing or speaking requests
• Cmd+L - Chat with AI about highlighted code
• Cmd+Shift+L - Include entire file as context for better suggestions
• Tab - Accept AI suggestions

Want to generate new code? Just type what you need in plain English, like "create a function that sorts an array by date." For debugging help, highlight problematic code and press Cmd+L to chat with the AI about it. The beauty is that you don't need to learn complex commands – just talk to it like you would a colleague.

Using a prepaid Visa for Cursor AI

Since Cursor AI only accepts credit cards through Stripe, prepaid Visa cards offer the perfect solution, especially for students, freelancers, and European users who prefer not to use traditional credit cards.

Benefits

• Automatic cancellation safety: If the card runs empty, your subscription simply stops (no surprise charges)
• Try risk-free: Test the free trial without worrying about automatic billing
• Privacy protection: Transactions don't appear on bank statements
• No credit check required: Perfect for students and young developers
• Reloadable: Add funds whenever you need to renew
• Multiple cards: Create separate cards for different subscriptions
• Works worldwide: Accepted anywhere prepaid Visa cards are accepted

How it works

Step 1: Purchase a Visa gift card code from online vendors or retail stores. For Cursor AI, you'll need at least $20 for the monthly Pro subscription.

Step 2: Redeem your gift card code through platforms like Rewarble or Skine to instantly create a virtual prepaid Visa card.

Step 3: Visit cursor.com and sign up for your desired plan (Pro at $20/month is recommended for most users).

Step 4: At checkout, enter your prepaid Visa details exactly as you would a regular credit card, it works with Stripe's payment system.

Pro Tip: Load a bit extra (like $25) to cover any currency conversion fees if you're paying from outside the US. Your first virtual card is free to create, and you can manage everything digitally without waiting for physical cards.

What do our developers say about Cursor AI?

Cursor AI gets a lot of praise online: people say it’s easy to use, fast and convenient during coding. But there’s a flip side too, you always have to double-check whether the suggestions it gives are actually right. So this is what our developers think about Cursor AI.

Dries (intern developer at Rewarble)
"Cursor AI is honestly a game-changer for my school projects. Last week I built a complete React website with a Node.js backend in just two days – something that would've taken me weeks before. The best part? I can just describe what I want in plain English like 'create a login page with email validation' and it generates both the frontend and backend code. Sure, I still need to understand what it's doing, but it's like having a tutor available 24/7."

Joey (Senior developer at Rewarble)
"It saves me from getting bombarded with lots of questions from junior developers, they can just ask the PC directly now and that really saves time. It's just a nice way of working, letting the AI handle all the basic questions where people are still able to learn from. And it’s a fun and innovative way to learn and code faster too."

Is Cursor AI worth your money?

Cursor AI costs $20/month and you can pay easily with a prepaid Visa from Rewarble. It's actually pretty convenient since you can load exactly what you need without linking your bank account.

For twenty bucks, you get an AI that writes code when you describe what you want, fixes your bugs, and answers your questions, in any programming language, frontend or backend. Students are using it to build entire projects in days instead of weeks. Beginners are creating apps they couldn't have imagined building on their own.

Is it perfect? No. Will it replace learning to code properly? Also no. But if you're tired of being stuck on problems for hours or want to build things faster while you're learning, it's probably the best $20 you'll spend this month.