The best way to send money internationally in 2025

The best way to send money internationally is through bank transfer gift cards, which offer instant delivery, competitive exchange rates, lower fees than traditional banks, and enhanced privacy protection. Processing is instant within Europe and takes only 1-4 business day for worldwide transfers. It supports 40+ currencies and no verification is required.

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Table of contents

1. How do International money transfers work?
2. Different ways for sending money abroad
3. Why choose bank transfer gift cards?
4. How to send money internationally
5. How long will your transfer take?
6. What does it cost to send money abroad?
7. FAQs

How do International money transfers work?

International money transfers work by moving your funds through banking networks like SWIFT (for worldwide transfers) or SEPA (for European transfers), with each network having different speeds, costs, and requirements. The path they take directly impacts how much you'll pay and how long you'll wait.

Here's what affects your transfer:

• Transfer fees
• Exchange rate markups
• Processing time
• Security measures
• Banking regulations

Understanding these factors helps you make smarter choices about how to send your money.

Different ways for sending money abroad

Your main options for sending money abroad are bank transfer gift cards (fastest and most private), online money transfer platforms, traditional bank wire transfers, and cash pickup services - each with different costs, speeds, and requirements.

1. Bank transfer gift cards

A bank transfer gift card is a prepaid code that can be redeemed for an instant bank transfer. You purchase it online through our Rewarble partners, get a code immediately, and your recipient receives the money. No complicated forms, no sharing sensitive bank details, and significantly lower costs than traditional methods.

2. Other online money transfer platforms

These digital services let you send money through apps or websites. They're convenient but require you to create accounts, verify your identity, and often take several days to deliver your funds. Fees vary widely depending on the platform.

3. Cash pickup services

Services like Western Union let your recipient collect cash at a local office. It's quick for emergencies but expensive - often charging 3-7% of your transfer amount. Your recipient also needs to travel to a physical location.

Why choose bank transfer gift cards?

You should choose bank transfer gift cards because they combine the reliability of SWIFT and SEPA networks. Here's what makes our approach different:

Speed
You buy a gift card and receive it instantly by email. No waiting for bank approvals or business hours. Then choose your speed:

Your privacy protected

Unlike traditional transfers where your banking details travel through multiple institutions, our gift cards keep your information private. You stay anonymous, and your recipient only sees the incoming funds.

Honest pricing

Traditional banks hide fees in exchange rates. We show you exactly what you'll pay upfront. No surprises, no hidden markups eating into your transfer.

Works everywhere

Send to any bank account globally. Whether it's EUR, USD, GBP, or 11 other currencies. All major banking networks supported.

No lenghty verification

For smaller amounts, you don't need to verify your identity or fill out complex forms. It's as simple as buying any other gift card online.

How to send money internationally

To send money with bank transfer gift cards, simply buy a gift card online, redeem it, choose bank transfer and confirm, the whole process takes just minutes. Here's exactly how it works:

1. Buy your gift card: Visit one of our partner sites, choose your amount, and complete your purchase. You'll receive your digital code by email within seconds.

2. Go to Rewarble.com/redeem: Enter your gift card code on our redemption page. No account needed, just your email for a quick access link.

3. Add your recipient: Choose SWIFT or SEPA, then enter where you want to send the money. Bank name, account details, and amount.

4. Confirm and send: Double-check the details and click confirm. Your transfer starts immediately, using the fastest route available.

Helpful tip: Your gift card creates a balance you can use for multiple transfers. Send to different people or save some for later, it's your choice.

How long will your transfer take?

Your transfer will take instantly with SEPA (within Europe) or 1-4 business days with SWIFT (worldwide) when using bank transfer gift cards. SWIFT and SEPA are the world's most trusted and reliable payment networks. SWIFT connects banks globally while SEPA handles European transfers instantly. With our gift cards, you get access to both these proven networks without the usual banking hassles.

What does it cost to send money abroad?

Bank transfer gift cards charge a fee of 4,9% + €0,49, compared to other services that can charge up to 7% when you add up all the hidden fees, exchange rate markups, and intermediary charges.

Our transparent approach:

• See your exact cost before you buy
• Exchange rates close to mid-market rates
• No surprise deductions along the way

FAQs

Is this really safe for large amounts?

Absolutely. We use the same secure banking networks as traditional transfers , SWIFT and SEPA. The difference is in how you pay for the transfer (with a gift card) and how we route it (faster and more efficiently). Every transfer is encrypted and processed through regulated financial institutions.

To which countries can I send my money?

These countries are provided:

The bottom line

If you're tired of expensive fees, slow transfers, and complicated processes, bank transfer gift cards offer a better way. You get:

✓ Money delivered fast - instant in Europe (SEPA) or 1-4 days worldwide (SWIFT)

✓ Up to 70% savings on traditional transfer costs

✓ Complete privacy - no sharing bank details

✓ Simple process - buy, redeem, send

✓ Global reach with 40+ supported currencies

✓ No red tape for everyday amounts

Ready to send money instantly?

Traditional banking makes international transfers unnecessarily complex and expensive. We've built a solution that respects your time, money, and privacy.

Your next step is simple: Purchase a bank transfer gift card and experience how easy sending money abroad should be.

References

• International Monetary Fund (IMF) - Cross-Border Payments Reports (2024)
• World Bank - Remittance Prices Worldwide Database (2024)
• European Central Bank (ECB) - Cross-Border Payments Initiatives (2024)